Every time you make a purchase with the account that the Round Up Rule is applied to, we'll round up your purchase and place the difference into one of your Goals.
Ensure that the accounts you want to use for Round Up Rules are enabled and that the rules are assigned to specific Goals. This can be done by navigating to the Home tab in the app, selecting the Accounts banner, and toggling on 'Use account for Rules.'
The default Round Up Rule amount is $2, which means when you buy your morning coffee for $4.60, we round it up to $6.00 and automatically place $1.40 into your Goal.
Note that Qapital batches Round Up transfers up to four times a week (Monday–Thursday), and most transfers settle the next business day. However, delays can occur due to bank holidays or connection errors.
However, you can change the default amount to any number you like between $1 and $5. For example, if your selected Round Up Rule amount is $1, we'd round up the $4.60 coffee purchase to $5.00 and automatically place $0.40 into your Goal. If set to $3, we'd round up the $4.60 coffee purchase to $7, and place $2.40 into your goal.
Note that if your purchase is exactly the same as your selected to Round Up Rule amount, the entire Round Up Rule amount will be saved toward your Goal.
If your Round Up savings aren’t triggering, check for issues such as pending transactions, low funds, or paused accounts. Additionally, ensure your app is updated and your bank connection is active.