The referring Qapital account holder and the Referred User will receive the Everyday Referral Bonus once the Referred User makes a deposit to a Qapital goal and that user's account has been open and in good standing for 45 days with a successful membership payment processed. Qapital will consider a Qapital Save account in good standing when it has a positive account balance of at least $20 and an active, verifiable status.