To open an Invest account, go to the Invest tab and tap 'Start a new goal.' You can also convert one of your current savings goals into an investing goal.

Once you've started your first investing goal, Qapital Invest, LLC, our SEC-registered investment advisor, will prompt you to choose which portfolio best suits your investment needs (this is easy—you'll answer a few questions and we'll recommend one for you). After you open an account with our Invest product, it will take 5 to 7 business days for your funds to be transferred and invested.

There is a $10 minimum to open an invest account. Note that funds held in a Invest account are NOT FDIC INSURED, MAY LOSE VALUE and are NOT BANK GUARANTEED. However, your Invest account is SIPC-protected, which means up to $500,000 ($250,000 in cash) is covered by the Securities Investors Protection Corporation (SIPC) should Qapital’s partner broker fail. It’s important to note that SIPC insurance doesn’t offer protection if you lose money due to market declines.